Investment Management – Tiered Fee schedule:

Assets Under Management              Annual Fee %

> $1,000,000 < $2,000,000               1.50%

> $2,000,000 < $3,000,000               1.25%

> $3,000,000 < $5,000,000               1.00%

> $5,000,000 < $7,000,000                  .85%

> $7,000,000 < $9,000,000                  .65%

> $9,000,000 < $11,000,000               .45%

> $11,000,000 < $15.000.000            .40%

> $15,000,000                                              .35%

*For complete disclosure, see the latest Investment Advisor Fee Schedule, Advisor Agreement, ADVII Disclosure and Privacy Policy documents.